Why is the F250 so hard to insure?

Zinn · October 13, 2024, 4:12pm

I pay $39 a month for full coverage on my 05 F250 through State Farm.

Jordy · October 13, 2024, 4:12pm

Full coverage on my 08 F250 through State Farm is $69 a month.

Jules · October 13, 2024, 4:12pm

How? I’ve got a 2011 F250 with no accidents or tickets, and Progressive charges me $260 a month for liability only.

Gray · October 13, 2024, 4:12pm

I have three vehicles, plus home and life insurance, all bundled together for $143 a month total.

Wyatt · October 13, 2024, 4:12pm

I don’t get why my liability is so expensive—$260 a month seems ridiculous.

Lyric · October 13, 2024, 4:12pm

I’ve never had an issue insuring an F250. Just switched vehicles with my current provider.

Haze · October 13, 2024, 4:12pm

I insure my F250 through North Star. Full coverage for $50 a month, and no problems with claims.

Reed · October 13, 2024, 4:12pm

This sounds strange. Insurance companies usually just use the VIN to quote you based on the vehicle’s safety rating.